Shah Salam

Yes, how can i help you.

I think it will be better for you to freeze the current semester and join studies from next semester. Rest is up to you.

Also to pay the fees again.

I think you can’t leave Malaysia till finalization of Student sticker. As i have seen comments of emgs officer for a student who left malaysia before endorsement of student sticker and as per emgs officer he has to cancel previous val and reapply for the new one. So to be on safer side wait till student sticker.

Yes sure

100 % means your passport is with your university and you can collect from them anytime.

You have to visit their office personally to submit the documents, institute will not arrange insurance of dependants.

Mine is axa i have visited for the dependant insurance so still waiting for confirmation letter from institute. By the way requirements for the AIA will also be same, its better to call them and get proper information before visiting them.

These are the requirements of axa general insurance.

Passport and visa copy, they take 7 working days then inform you that wither app accepted or not. In case of acceptance you have to deposit fees of insurance. If you visit them personally they will provide you 15% discount.

You have to get confirmation letter from your inistitute adressed to the insurance company usually emgs accepts three insurance companies axa, aia and dont remember name of third. The other document includes marraige certificate, birth certificateof child if applicable, filled proposal form. If child is less than 2 years then medical record (vaccination).

Do login from computer might be you will be able to download the VAl.

Contact your institution they will provide you soft copy or even hard copy of VAL.

2 to 3 days

I kad and insurance card takes 12 to 15 more days.

Yes possible.

Colored copy is enough you have to present the orignal to your institute on registration day.

Insurance is the prerequisite so try to arrange insurance first otherwise it will not be possible for institute to proceed further.

Emgs system always show some issues. So just send them a picture without any editing (clear pixels) which ahows minimum errors on emgs photo checker. Hopefully it will be accepted.

Not required. Its better to book ticket after endorsement of SEV.